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The text and photographs on this website must not be reproduced or transmitted in any form without the written permission of the copyright holder Monmouth u3a. The information provided on this website is for general information purposes only, and whilst every attempt has been made to ensure the accuracy, reliability, and suitability of this information, neither Monmouth u3a nor the website hosts can accept liability for errors or misinterpretation resulting from its use, and any reliance you place on such information is therefore strictly at your own risk. In no event will we be liable for any loss or damage whatsoever including without limitation and indirect or consequential loss or damage arising from use of this website. January 2014 ©